| Konsultan Keuangan Mitra Bank (KKMB) is part of the institution or organization that provides business development services in order to improve the performance of Micro Business, Small and Medium (MSMEs). Institute a legal and not a financial institution and can obtain services from the service fee. | Konsultan Keuangan Mitra Bank (KKMB) adalah lembaga atau bagian dari lembaga yang memberikan layanan pengembangan usaha dalam rangka meningkatkan kinerja Usaha Mikro, Kecil dan Menengah (UMKM). Lembaga tersebut berbadan hukum dan bukan lembaga keuangan serta dapat memperoleh fee dari jasa layanannya. |
| Services are provided advisory services in management / financial analysis that partnership going with the bank or the occurrence of funds banks have to MSMEs. In this regard, including assistance at the time of preparing credit proposals, and connecting to the bank to monitor credit disbursement since when acquaintance to the appropriate credit period of agreement. | Jasa yang diberikan adalah jasa konsultansi dalam hal manajemen/analisis keuangan agar terjadi kemitraan dengan bank atau terjadinya penyaluran dana bank kepada UMKM tersebut. Dalam hal ini termasuk pendampingan pada saat menyusun proposal kredit, menghubungkan ke bank dan melakukan monitoring sejak saat pencairan kredit sampai pada pelunasan kredit sesuai jangka waktu yang diperjanjikan. |
| Function and responsibility is to KKMB guidance and development of MSMEs. Guidance is intended here is one in which the process includes the three elements, namely, maintaining and development. | Fungsi dan tanggung jawab KKMB adalah melakukan pembinaan dan pengembangan terhadap UMKM. Pembinaan disini dimaksudkan adalah merupakan satu kesatuan proses yang di dalamnya mencakup tiga unsur yaitu menumbuhkan, memelihara dan megembangkan. |
| The process of implementation of guidance by KKMB conducted in a participatory way that all things associated with the development (materials, methods, etc.) should always focus on the needs of MSMEs, hence the working relationship between the MSMEs and KKMB not as superior and subordinate relationship between the builders or with a built. Relationship that is tied in parallel and KKMB here as a motivator for MSMEs | Proses pelaksanaan pembinaan oleh KKMB dilakukan secara partisipatif, bahwa segala sesuatu yang berhubungan dengan pembinaan (materi, metode dll) harus selalu bertumpu pada kebutuhan UMKM, oleh karenanya hubungan kerja antara KKMB dengan UMKM bukanlah sebagai atasan dan bawahan atau hubungan antara pembina dengan yang dibina. Hubungan yang terjalin adalah sejajar dan KKMB disini berperan sebagai motivator bagi UMKM |
| Forms of development activities and the development here is the conduct of MSMEs by providing technical assistance in form of training as needed, referral and consultation. To perform these activities in a KKMB implementation on the ground in several steps as follows: | Bentuk kegiatan pembinaan dan pengembangan disini adalah melakukan pendampingan terhadap UMKM dengan memberikan bantuan teknis berupa pelatihan sesuai kebutuhan, arahan dan konsultasi. Untuk melakukan kegiatan tersebut seorang KKMB dalam pelaksanaannya di lapangan berpedoman pada beberapa langkah sebagai berikut : |
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